How to Use the CRDX Credit Risk Dashboard to Strengthen Lending Resilience
In today’s volatile financial landscape, SMEs and lenders face constant risks: liquidity crunches, defaults, and unexpected market shocks. Business continuity is no longer optional, it’s survival. The CRDX Credit Risk Dashboard equips banks, NBFCs, and fintechs with real-time financial visibility, enabling faster decisions, smarter risk assessment, and stronger resilience.
Why Credit Risk Visibility Matters
80% of SME failures stem from liquidity risk — forecasting shortfalls in advance is critical.
Traditional quarterly reviews are too slow; lenders need real-time monitoring.
Early detection of debtor risks can prevent insolvencies before they spiral.
Step-by-Step: Using the CRDX Dashboard
Upload Borrower Data – Seamlessly integrate financial statements and P&L data.
Generate Credit Scores – AI-powered scoring evaluates risk instantly.
Liquidity Forecasting – Cash flow projections and stress tests highlight vulnerabilities.
Red Flag Alerts – Early warnings notify lenders of repayment risk, defaults, or liquidity dips.
Portfolio View – Track credit risk exposure across multiple borrowers in a single dashboard.
Key Benefits for Lenders
✔ Faster Approvals – Automating credit checks reduces manual work.
✔ Reduced Defaults – Proactive monitoring spots issues 30+ days in advance.
✔ Improved Compliance – Transparent, auditable insights support regulatory requirements.
✔ Enhanced Client Trust – SMEs gain confidence knowing lenders are monitoring their financial health.
Real-World Impact
One SME avoided insolvency after spotting risk indicators 34 days before a crisis thanks to CRDX monitoring. By combining financial analytics with continuity planning, lenders can reduce NPLs and protect growth.
